SELF-EMPLOYED OPT-IN

If you’re self-employed, you can choose to opt in and protect yourself with the same affordable benefits available to other Washington workers.

GET THE BENEFITS OF OPTING IN

AFFORDABILITY

Your contribution is low, just 0.58 percent of your net earnings each quarter plus gross wages, if any, paid to you from your business entity. That’s about $300 per year for the average Washington worker, much less than most private insurance.

BENEFITS

Peace of mind: Once you meet the contribution requirements, you’re insured against the need for long-term care – up to $36,500 over your lifetime.

Financial security: Unlike Medicaid, the benefit does not require you to spend down your savings before coverage kicks in.

Choice: You decide how and where to use your benefits.

LEARN MORE

HOW DO I OPT IN?

You can opt in as early as January 2022. Opt-in applications will be available in January.

ELIGIBILITY

If you’re self-employed for Paid Leave, you’re also considered to be self-employed for WA Cares. Learn more at paidleave.wa.gov/elective-coverage.

NEED MORE INFORMATION?

Your business can get in touch with us through our contact form and a member of our team at ESD will reach out to you.